Mortgage Calculator

Thanks for the very nice program. It is well worth the minimal investment. I think you should charge more possibly in the $20-30 range."
-William Swinton, Livermore, CA more...

Why Excel based planners?
Because our downloadable planners are Excel spread-sheets, there is no need to download and setup new software. Budget planning should be simple, fast and painless- if a budget planner cannot offer these characteristics, then users will find themselves dreading the whole planning process. We aim to avoid that.

Comprehensive: Unlike online calculators (limited by load time, and web page constraints) our download-able Excel calculators and
planners were developed with detail in mind. The greater the detail, the higher the level of accuracy and understanding.

Affordable: One time fee of $9.95 - no monthly fees! Compare to other financial planners. Secure credit card payment (privacy policy)

Understanding your assets and your debt:
This may be the first time you sit down and add up all your assets and debt (don't worry, you're not alone). At first you may be a bit put off by the net results, but in the long run you will be better for it. Why? Because you're financial awareness will force you to think twice before entering into your next financial obligation (e.g buying a new car, remodeling your kitchen, etc.)

Download our free Excel Mortgage Calculator Demo and see how $9.95 can go a long way toward financial awareness.

Money Back Guarantee:
If for some reason you are not pleased with our Excel Mortgage calculator, just let us know and we'll refund your money right away- we only want satisfied customers.

Online calculators are helpful, but only when you're online. Instead of throwing your work away every time you close your browser, save your mortgage calculations with our easy to use MS Excel based mortgage planner. Your house is likely the biggest investment you'll ever make- so treat it as such- track your assumptions and calculations each step of the way.

Download the demo and see for yourself. Remember, we offer a full money back guarantee - no questions asked.

What the Mortgage Calculator includes (click to enlarge)
(all 6 sheets below are included in this planner)

	MORTGAGE CALCULATOR • Calculates your monthly mortgage payment, the total loan payment as well as the full interest payment over the life of the loan. • Illustrates interest and principal payment detail with a graph of your personal amortization table. • Requires only four variables: purchase price, down payment, interest rate, and loan term (yrs)
	LOAN OPTIMIZER • Instantly calculates 300 loan scenarios based on your interest rate range and 24 different down payment amounts. • Choose to display: monthly mortgage, total loan payment or the total interest payment over the life of the loan • Find the loan that works best for you.
	DOWN PAYMENT SAVINGS CALCULATOR • How long will it take to save enough for a down payment? • How much will my savings grow to? • How much do I need to save each month to reach my goal? • Use this simple calculator for not so simple savings calculations. • Compound Interest options: Daily, Monthly, Quarterly and Annually
	AFFORDABILITY CALCULATOR • How much house can you afford? • Determines the monthly mortgage payment (and price of house) you can afford based on your income and current debt (car loan, credit cards, etc.) • Unlike most other affordability calculators, you may choose your own housing cost-to-income ratio as well as the debt-to-income ratio (the industry standard is 28% and 36%, respectively)
	REFINANCING CALCULATOR • Should you refinance? • Take the guess work out of refinancing and let this calculator determine exactly how much you will save and how long it will take to recoup the cost of financing.
	AMORTIZATION TABLE • Based on the assumptions you lay out in the Mortgage Calculator, this worksheet shows monthly and yearly detail behind your loan. • See how much of your monthly mortgage payment goes towards the interest and how much goes to paying down the principal.

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